January 2026

2026 we will see the 1st wave of mortgage renewals from the lowest mortgage rates in history. From the summer of 2020 through most of 2021 borrowers were locking in rates as low as 1.5% while generally in the range of +/-2%. Over the next 18 months, for those who were lucky enough to lock in that rate for 5 years they are in for a renewal rate at l...